Thanks to ScarJo for this profound bit of wisdom. No wonder she’s one of Barbara Walter’s “10 Most Fascinating People of 2014.” Although, I think she was quoting someone else. Needless to say, when I heard it, it hit me hard. I started to think about all the times of loss and gain in my life, including some of the hardest losses in my 20s (like the death of my best friend). But for all I lost, and gained, the balance of life usually seemed to equal everything out. Take this year for example. I lost my job at the end of July. Clearly, losses on that front included steady income, stability, health insurance, paid vacation and retirement benefits. Wow. That’s quite a few hits. But what have I gained? Well, let’s see. There’d be more freedom, time to re-evaluate what I want to be when I grow up (even though I already am), meeting new people and getting out in the world, fear of the unknown (which might not be the worst thing for a planner like me) and knowing who I can, and can’t count on. Another thing that comes to mind is all the times I’ve been in crappy relationships and finally decided to call it quits. Although I cried a lot and missed people who weren’t really all that great, I gained my self-respect, dignity and the knowledge that I deserved better. Loss does seem to be an easier thing to reflect on. Weighing the pros and cons of gain is harder. Who doesn’t feel good when they gain something? So I thought back and remembered how happy I was when I bought my first condo on my own. Woo hoo! That was clearly a big gain, by any standards. But with becoming a homeowner, I was now tied to a mortgage, making and paying for all my own repairs and coughing up property taxes twice a year. However, I am a homeowner and I love it. As this year comes to a close, let me give it up to ScarJo for helping me to think profoundly and deeply about where I am today and how I got here. I hope her borrowed words of wisdom help you as well.

Word to the wise: Now is a great time to reflect on what you’ve lost and gained in 2014 and throughout your life. Yes, it’s the holidays and boy, talk about a time filled with both ends of the spectrum. All the better to analyze and be wise.

What have you lost or gained and which do you think is easier and why? Note: If I’m lucky enough to get a book deal, your comments may be published anonymously in the upcoming book, “Wise Before 25, 50 Things Young Women Need to Know.”