6. If the guy you’re dating says he “needs space,” he probably needs room to date someone else.

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If I had a nickel for every guy who said that to me, I’d have more money than Bill Gates. Well, almost. And apparently, Taylor Swift just had a similar experience. You should take heart in her song, “We Are Never Ever Getting Back Together,” where she sings, “We hadn’t seen each other in a month, when you said you needed space. (What?).” Sound familiar? It sure does to me. If some douche bag told you he needs space, you should really make that song your anthem. And whatever you do, don’t take it personally. Clearly, Taylor Swift didn’t. She just got that sucker back in a song. The lowdown is if some schmuck says this to you, he just wants to keep you dangling while he explores his options. Like the cute blond he met at the club last night. The last time a guy told me he needed space, I was dumb enough to ask, “How much?” Please don’t ever demean yourself this way. If he needs space, give him all the room he needs. Maybe even suggest he move to Montana.

Word to the wise: This is always a no-win situation – for you. If you allow this type of behavior, he will gladly take you for granted and continue dating other women and eventually, break up with you. That may not be what you want to hear, but when you think about all of your friends who are in good relationships or are married, have they ever told you that their guy needed space? If the answer to that is yes, I doubt they have the kind of relationship you want anyway.

What do you think? Note: Your comments may be published anonymously in the upcoming book, “Wise Before 25, 50 Things Young Women Should Know.”

5. Facebook is your enemy.

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Look at me. My life sucks. All of my “friends” are always going somewhere exciting, have boyfriends who are willing to take lots of pictures with them and throw really fun parties they don’t invite me to. Reading these posts can incite me to throw a party of my own – a pity party. But then I remember that I went to Italy last year, fulfilling a lifelong dream, and hey, I’m working on writing this blog and getting a book published. And then, well, things start to look up a bit. Maybe if I posted some of that on Facebook, I’d feel better. Someone might even hit the “like” button or make a comment. Wow, I could start feeling really good about myself again. And then whoever reads my posts might feel just like I do when I read theirs. Hmmmm…

Word to the wise: Have a life outside of Facebook. And know that just because people post that they’re having the most wonderful time in the world, doesn’t necessarily mean that they are. Or if it makes you feel better, they are.

What do you think? Note: Your comments may be published anonymously in the upcoming book, “Wise Before 25, 50 Things Young Women Need to Know.”

4. Facebook is your friend.

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Look at me. I’m oh so popular. I have hundreds of friends (ok, more like 70) and 25 of them (ok, more like one) liked the post I just added five minutes ago. No comments – yet. Oh wait, and it’s my birthday, too? I almost forgot. Look at my wall. Pretty impressive that everyone remembers me on my special day (not to mention that Facebook sends them all a little reminder, but that’s beside the point.) This is all pretty overwhelming considering I was never that popular in high school, except for my drama and choir friends. Which should give you a pretty good idea of just where I fell on the popularity spectrum. But on Facebook, I’m a superstar. Someone just tagged me in a photo. Everyone is saying how beautiful we are. Damn, I’m feeling pretty good about myself today. Facebook is my best friend, ever.

Word to the wise: Facebook can be your friend, if you have a life outside of it. It’s nice to know that someone, anyone, cares that you went to Zumba last night or had a roast beef sandwich for lunch. And birthdays aren’t too bad, either.

What do you think? Note: Your comments may be published anonymously in the upcoming book, “Wise Before 25, 50 Things Young Women Need to Know.”

3. If your roommate’s boyfriend is a former felon and she doesn’t know what he was in jail for, move out.

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True story, I kid you not. My final roommate (and the following will give you an indication of why I’ve been living alone ever since) used to bring guys home from bars. We had two bedrooms and we shared a bathroom and a shower. Good times. Especially when strange dudes would sleep over. Like Butch, the felon (and yes, that was his real name). I was told that he served time, but my roommate didn’t know what for. Butch was quite a character. I remember how it creeped me out the way he would look at me before I would go for a jog. Yes, I was wearing shorts and a sports bra, but that wasn’t atypical jogging attire, unless you just got out of the slammer and haven’t seen a woman in five years (just speculation). And get this, according to my roommate Brittany, whose name I’ve changed to protect the stupid, when they went out to dinner and it was time to pay, he would have her go out to the car and start the engine. When he would get in the car, he’d tell her to step on the gas because he had just skipped out on the bill. I believe that’s what they call a “dine and dash.” After hearing about this incident, I moved out pronto.

Word to the wise: When it comes to roommates, know when it’s time to hold ’em and when it’s time to fold ’em. Because your safety and well being come first. You shouldn’t allow any roommate to put either of those things at risk. And if you can afford to live alone, that’s the wisest thing you can do by far.

What do you think? Note: Your comments may be published anonymously in the upcoming book, “Wise Before 25, 50 Things Young Women Need to Know.”

2. Lots of credit card debt is no way to go through your 20s.

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Let’s see, I was 27 years old, making $27,000 a year and I had racked up $13,000 of credit card debt. I think that’s a lot even by today’s standards. It got to a point where I couldn’t keep up with all the payments. Credit card companies were constantly  calling me at home and work, even asking to speak to my boss. I felt like I was the world’s worst person and there was no way out. But I just couldn’t resist that dining room table for my new apartment or getting front row seats for Sting (Molly Ringwald was three rows behind me) or going out to dinner every night or that oh-so-cool black leather jacket. You get the idea. That was the fun part. The not-so-fun part was paying it all back and re-establishing my credit. After three years of working with Consumer Credit Counselors (and sending them a $250 money order each month – a small fortune when compared to my salary and other expenses), I paid off my credit card debt.

Word to the wise: Even though I learned an invaluable lesson, I wouldn’t want to go through that again. And you shouldn’t either. Today, the credit card companies trust me again and the offers keep rolling in. But now, I know better than to trust myself.

What do you think? Note: Your comments may be published anonymously in the upcoming book, “Wise Before 25, 50 Things  Young Women Need to Know.”

1. Don’t wear your mascara to bed.

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My mother, a wise woman when it comes to looking amazing for her age, always used to say, “Take care of your skin and it will take care of you.” Well, I didn’t do a great job of that in my 20s. After a night of three Long Island Iced Teas, two (three?) Kamikazes, a Jell-O shot and dancing until 4 a.m., passing out on my bed was priority number one. Taking off my makeup when I barely could say my name, not really a priority. And of course, if I had someone of the opposite sex stay over, I certainly didn’t want him to see me without my makeup – even if I looked like a raccoon when I woke up. Luckily, by the time I turned 30, I wised up. Probably because that’s when I noticed those first few lines on my face in the mirror. After that, I made it a point to wash my face every night before I went to bed – no matter how tired I was or who stayed over. I think not skipping my skin care routine in my younger years has helped me skip the Botox in my later ones.

Word to the wise: Wash your face and put on a little moisturizer before you go to bed. If you can do it most nights, you could look pretty fabulous in the decades to come. And maybe instead of spending your money on Botox, you could spend it on a vacation.

What do you think? Note: Your comments may be published anonymously in the upcoming book, “Wise Before 25, 50 Things All Young Women Need to Know.”

Why do you need to be wise before 25?

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Let me start by saying at my age (which let’s just say is old enough to know better), there’s still a lot I have to learn. But boy, there are sure some things I wish I knew before I hit the half-century mark. I think my life would have been a lot easier. That’s the inspiration for my upcoming book, “Wise Before 25, 50 Things Young Women Need to Know.” Because ladies, let’s face it, it’s tough out there. That’s why making good decisions about your life now will totally make your life better later.

I trust there will be plenty of comments and discussion about the things I think you need to know. And I hope to publish some of your posts anonymously in the book. If you’re older and wiser, I can’t wait to hear your thoughts. And of course, I want to hear from those of you who are younger but wiser. Because you already had to learn some of these lessons the hard way.

Here’s to getting smarter!